Mortgages

BUILD YOUR NEST WITH US

Don't just settle for any mortgage offer that you come across!

Common questions, but ones that could frustrate you if you had to find all the answers on your own, like:
  • Which bank is currently offering the best mortgage option?
  • What is the current lowest interest rate?
  • Should I choose fix, float and do combination of both?
  • Will there be break fees and are there any options to avoid them?
  • and many more other questions ……💭

Get a Swift Mortgage Adviser on your side

Mortgage that suits your needs!

When taking out a mortgage of several hundred thousand dollars to millions of dollars, even a fraction of a percent will make a lot of difference in what you save if mortgage is structured in best way possible, or you can lose, it if not. We deal with most banks and major lenders in the country. We’ll help you find the best possible mortgage with best interest rates and one that best suits your situation.

First Home Buyer

Getting a First Home Loan can be stressful. Let us make this process simple for you and help you through your home buying journey.

Refinance

Refinancing your mortgage could save you thousands on interest payments and you could even qualify for a cashback reward. Talk to us to find out more.

Construction Loan

Are you looking to build your dream home? Where to start is always the first question. We specialise in House and Land Package and Turnkey Projects.

Investment Loans

Whether you are looking to generate regular rental income or invest in a longer-term real estate opportunity, we can help you while you are taking control of your financial future.

Why Choose Us?

We work smarter and harder everyday to help empower our clients shape up their financial plans and goals to achieve their dreams.

Don’t just take our word for it. Hear it from our valued clients. Watch this short video to know all about how a journey of this client started from our consultation to getting into their second home within their 4 years with SWIFT Mortgages Ltd.

Hear what our clients have to say!

Swift Mortgages
5.0
Based on 312 reviews
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Johnny WinterJohnny Winter
04:52 03 Jul 24
Izaz has done a fantastic job with helping me buy my new home making sure I understand everything that's needed. I will highly recommend to my friends and families. My home loan was done very swiftly with SWIFT Mortgages
Mohammed SarifMohammed Sarif
05:33 02 Jul 24
It was great dealing with Swift Mortgages had no problem in getting my loan approved to build my 4 houses i would highly recommend Swift Mortgages to anyone looking to purchase a new home or build one
Rajesh GoundarRajesh Goundar
08:53 28 Jun 24
I just want to take a moment to thank Joyce for all her help and guidance throughout the home buying process.Your expertise and support made a huge difference, and I'm so grateful!Thank you so much for your hard work and dedication,.You helped make our dream of owning a home a reality, and we can't thank you enough!"I want to express my heartfelt thanks for your assistance in securing our mortgage. Your professionalism and knowledge were impressive, and we appreciate everything you did for us ❤️With lots of thanks @Rjsh Goundar and @Shital Goundar
Sam SawSam Saw
05:34 19 Jun 24
My partner and I were introduced to Meysum and Swift Mortgages through a friend. As first home buyers, it can be incredibly difficult to navigate all the nuisances of the mortgage process.Meysum was incredibly calm, easy to work with and gave us a bunch of great advice. He was there throughout the entire process and very quick to respond to our queries. I highly recommend giving them a try if you're in the market to buy your first or next property. Thank you guys very much!
deepak sarwesh Kumardeepak sarwesh Kumar
01:03 16 Jun 24
When my husband Deepak and I began our journey to purchase our first home, we had no idea where to start. Thankfully, we found Izaz from Swift Mortgages, and our experience could not have been better. From our very first meeting, Izaz treated us with the utmost respect and made us feel like VIPs. His expertise and dedication were evident, and within just three weeks, we had our loan approved and were settling into our brand-new home. We have been loyal customers of our main bank since we arrived in the country, yet it was another bank that granted us the loan. Without Izaz's exceptional guidance and relentless effort, we would have been left disappointed by our own bank's rejection. If you are a first-time home buyer or looking to purchase another property, do not hesitate to contact Swift Mortgages and ask for Izaz. His professionalism, commitment, and personalized service are unmatched. Thank you, Izaz, for making our dream of owning a home a reality!Warm regards,Deepak & Swastika
Mandus Le RouxMandus Le Roux
22:22 20 May 24
We recently worked with Izaz from Swift Mortgage Brokers to secure a mortgage for our new home, and we couldn't be more pleased with the experience. From start to finish, Izaz demonstrated exceptional professionalism, knowledge, and dedication.Throughout the process, Izaz was always available to answer our questions, provide detailed explanations, and offer sound advice. Their expertise in the mortgage market was evident, and they worked tirelessly to ensure we got the best possible rate and terms.What impressed us most was Izaz's ability to make the complex mortgage process felt straightforward and stress-free. Their communication was clear and timely, and they consistently went above and beyond to meet our needs.We highly recommend Izaz to anyone in need of a mortgage broker. Their commitment to client satisfaction and a deep understanding of the industry make them an outstanding choice.Thank you, Izaz, for making our home-buying experience so positive!Mandus & Ginny
pritishna devipritishna devi
21:38 19 May 24
We cannot thank Ranjana enough for the wonderful service we received from her.Based it Christchurch we thought is would be hard to communicate with a broker in Auckland but Ranjana made everything so easy.She has prompt with her communication to us and the bank and kept us informed every step of the way. She provided us an awesome solutions and her service was excellent. We would like to highly recommend Ranjana.Thanks Pritishna/Sarend😊
Artika KumariArtika Kumari
04:22 18 May 24
We met Joyce through our journey of our first home purchase . She was way more than just a mortgage broker. She went miles for us. She helped us with everything. She organised our finance so fast and the lawyer, building inspection. She worked and took care of us as if it her house. We used to call her odd hours but she always answered and explained us. We met her as a mortgage broker but now she has become our closest friend. She is the sweetest and the most helpful soul we’ve met. The best mortgage broker in Auckland
This was my first home purchase and I was truly blessed to have Ranjana Singh as my broker, to put it simply, she is the gift that keeps on giving.For starters she made the entire process so smooth and comprehensive that even a reclusive laymen like myself felt at home and able to comprehend any nuances that I might have otherwise missed.I was offered a plethora of loan options that fit my needs and budget, and patiently guided through the pros and cons of each one.She was always available if I had an inquiry or needed reassurance. And I would be remiss if I didn’t add that the warm and inviting environment she has created for her clients was a major bonus!Overall my experince was 5 star and I couldn’t recommend her and her team more to anyone looking to purchase a home.Best regards, from a very satisfied customer.
Jeanette BerntsenJeanette Berntsen
07:59 07 May 24
Thank you to Meysum at Swift for his great work in our recent re-mortage. He worked with us to understand what we needed and then delivered a better result! Will be definitely reengaging him again!
Justin BatyJustin Baty
01:38 06 May 24
We recently had the pleasure of dealing with Meysum and the team at Swift Mortgages. Nothing was a problem and the communication was excellent throughout the entire process. I didnt make it easy for them as I knew what I wanted but Meysum and the team delivered 100% of what we wanted. I would absolutely recommend Swift Mortgages to anyone looking to purchase or refinance. Thanks team.
Arveen Lata SharmaArveen Lata Sharma
23:21 05 May 24
Ranjana is a very professional mortgage adviser she has done an awesome job helping us out with our first home we highly recommend her to anyone always there when you need help appreciated her work Thank you Ranjana
salas kjosesalas kjose
01:14 05 May 24
"I have dealt with Joyce Ram, and the experience was exceptional. Moreover, she understands your problems and takes steps to help you. Joyce is not only a good guide and a great professional but also has a more humanistic approach to issues. She is more focused on your gain than hers. She is the main reason why we have a home now, and we thank her from the bottom of our hearts."
ajith sebastianajith sebastian
21:20 02 May 24
I had the pleasure of working with Joyce as my Mortgage advisor from Swift Mortgages for my first home. I recently came here to NZ and initially, I didn't have any idea about the process. However, Joyce spent more than an hour to explain me about the entire process and clarified all my doubts. They took the time to understand my financial goals and preferences, crafting a customised mortgage solution that exceeded my expectations.Communication with Joyce was outstanding. She was always accessible, responsive, and proactive in keeping me informed every step of the way. From sourcing the best rates to guiding me through paperwork, their attention to detail and dedication to client satisfaction were evident at every turn. I highly recommend Swift Mortgages to anyone in search of top-notch mortgage assistance. Thanks, Joyce for being the best part to fulfilIing my dream.
Shinal Shiwani LalShinal Shiwani Lal
03:08 01 May 24
Recently had an awesome experience working with Swift. The whole process of getting the loan approval went so smoothly and promptly. We were referred to swift through a family friend for our home loan and now swift has become part of that family. It was a pleasure working with awesome people with great minds. The name “SWIFT” itself proves their work ethics and values!!!!!!
Kayan GondaKayan Gonda
02:16 01 May 24
Went through Izaz after being recocomended and the service was excellent. We had a tight turnaround on our refinancing and Izaz had the right tools and contacts to get our information through to a bank with a sharp rate and a cash back we were happy with. Would highly recommend to anyone.
Aveen KumarAveen Kumar
23:01 28 Apr 24
Ranjana is a very proficient mortgage advisor who goes out of her ways to help you. She is very hard working and delivers positive results. Highly recommend to all.
Hakam AzimehHakam Azimeh
10:17 26 Apr 24
I highly recommend ranjna she was super helpful and guided me through everything to purchase my first home I’ll be coming back for future investments 💯
Kumar NitenKumar Niten
02:18 26 Apr 24
It was a amazing experience dealing with swift mortgages.Izaz was very professional and very helpful during the whole process.He kept us informed and act promptly.He made the whole process so easyWe strongly recommend swift mortgages they are best.
Sandeep KarneSandeep Karne
00:50 24 Apr 24
Ranjana is simply outstanding as a mortgage advisor and, and we're incredibly grateful to have found her. Her expert financial advice made buying our first home a breeze. With her wealth of experience in mortgage advising, she had all the answers to our questions as first-time buyers. Thanks to her incredible support, we felt completely at ease and confident throughout the entire process. Choosing Swift Mortgages was undoubtedly the best decision we made, and we owe it all to Ranjana's exceptional work. Thank you, Ranjana, for helping us make our dream of owning a home a reality.Ranjana is the perfect person for all your financial needs and advice! Highly Recommend! 🙂
Krishneel PrasadKrishneel Prasad
20:13 22 Apr 24
I had a fantastic experience working with Ranjana as my mortgage advisor for my first home. She is very professional and was very helpful during the whole process. I highly recommend Ranjana's services and look forward on returning for future investments.
matt simmatt sim
07:10 03 Apr 24
My encounter with Swift Mortgages was nothing short of outstanding! Meysum's professionalism and unwavering assistance throughout the process were truly remarkable. He kept me informed and executed tasks promptly, streamlining the entire experience. I wholeheartedly endorse Swift Mortgages for their unparalleled service. They undoubtedly set the standard for excellence!
sushil chandsushil chand
00:10 02 Apr 24
What an amazing experience dealing with Swift Mortgages. Izaz was very professional and very helpful during the whole process. He kept us informed and act promptly. He made the whole process so easy.We strongly recommend Swift Mortgages they are the best.
Dipendra TuladharDipendra Tuladhar
03:31 19 Mar 24
We stumbled upon swift with a reference from a family friend.We were lucky to have Joyce as our Advisor on achieving the goal of our lives. Swift (Joyce) was there for us through out our process until and also after shifting to our First home, guiding and providing with the information and knowledge which we needed to make the best of decisions that would suit our need.I highly recommend choosing Swift for all of the service they provide.
Monisha PrasadMonisha Prasad
00:32 19 Mar 24
Swift Mortgage are exactly what we needed. I would 100% recommend to anyone who wants that peace of mind, reassurance and confidence in the buying first home . We are grateful we found IZAZ and will seek to use only him again in the future. We highly recommended him, He is highly professional, prompt, efficient and clear with communication.Responds quickly, understands the requests, communicates well and gets the job done under pressure... He knows what he is doing and does it in a timely manner.Thank you so much IZAZ Bhai for making our dream come true
Zureen TahirZureen Tahir
05:33 18 Mar 24
Very happy. We are off shore, and Izaz got onto our refix along with getting us better rates then what ASB offered online.Highly recommend
Ma Marita EndayaMa Marita Endaya
22:27 17 Mar 24
My family and I are very pleased with Joyce Ram as we experienced 101% of her support in every step our first home loan journey and timely release of our bank finance. Joyce is super reliable; truly exceeded our expectations. Highly recommended!! 👍👍👍
Shaleshni DeoShaleshni Deo
02:45 14 Mar 24
Hi Ranjana, Thank you so much for the tremendous support and assistance you provided last year; it meant a lot to us. I apologize for not being able to express our gratitude in person due to the busyness of last year. We're truly grateful for the lovely house we purchased with all your guidance and support. We're now comfortably settled and in the process of turning it into a true home, although that journey may take some time. Once again, thank you sincerely for all that you've done for us.From: Shaleshni and Avinesh
Len MoodleyLen Moodley
03:30 20 Feb 24
I had a very pleasant experience with Swift mortgages. The team is very well experienced and professional. Izaz assisted me with my mortgage and several other things over the past 2 years and his service was excellent. His attention to detail, knowledge and experience truly assisted me in making great decisions. I highly recommend this company. So glad I was referred to them. They are a one stop shop for my financial wellbeing.
Devita SamiDevita Sami
19:57 28 Nov 23
Our heartfelt gratitude to Joyce Ram who provided an exceptionally outstanding advice and support all throughout our journey to make this possible in buying our first dream home. Thanks Joyce, you were amazing, accommodating and very responsive to all our little concerns and questions. You made us realise that it is not difficult to become home owners and getting loan is not that hard. We know you went above and beyond to assist us find the best home and get our home loan approved. You are always welcome home and I would recommend Swift mortgage company for its best customer service to whoever wants to buy their dream home. Again thank you for your tremendous support and service Joyce.
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Call Us

09 215 8807

Email Us

info@swiftmortgages.co.nz

By Appointment

1/34 Cavendish Drive, Manukau.

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