Why use an insurance adviser?

When you’re thinking about taking insurance, you often face one key question early in the process: do you turn to an adviser for some assistance, or go it alone?

While Kiwis are a nation of DIY-ers, there are some important reasons why an insurance adviser can be an invaluable asset in your financial life.

We know what we are doing

This might seem obvious, but it’s an important thing to note from the outset. While you have specialised skills in your area of expertise at work or home, you might be relatively green when it comes to the world of insurance.

It can be challenging for people who aren’t involved with the industry at a deep level to immediately understand why one policy could be a good fit over another – or what the important things to look for in your cover are. As insurance advisers, we know insurance inside and out and have a solid understanding of what is available and what might be appropriate for your circumstances.

We’ll save you time

Comparing available options can be time-consuming, especially if you don’t know where to look. As advisers, we can do the legwork for you and tell you as quickly as possible what a good solution for you might be.

We can help maximise your budget

You probably don’t have unlimited money to spend on insurance. We can help you find and maintain a policy that’s both value-for- money and suitable for your needs and goals. Plus, over time, we’re here to help you review your cover and ensure your insurance budget is focused on your highest priority risks.

We’re objective

Insurance is there to protect you financially against things going wrong. And getting cover can be an emotional decision, as it requires you to think of the worst-case scenarios. We can guide you and your family objectively through the process, to help you determine what’s really important and what you need to protect.

We can keep track of your reviews

Time can get away from you and before you know it, years have passed with little thought applied to your insurance cover. We’ll help you to make sure that doesn’t happen, offering regular reviews to ensure that your policies are keeping up with your life and needs.

We can help you claim

No one likes to think about claiming on their insurance policies. But if something were to happen that qualified you for a claim on your personal insurance, having someone to help is invaluable. We can guide you through the process and answer any questions that you have, taking a bit of the pressure off at what is often a stressful time.

We can offer peace of mind

Having your insurance sorted can create invaluable peace of mind. When you know that your future is protected, you can shift your attention to other things – like saving for a home or creating a nest egg for retirement.