Our Insurance Products
Health Insurance
In case you need to have hospital treatment, Health insurance gives you the freedom to select the best specialist and hospital in New Zealand, and avoid the lengthy waiting lists. It also takes away the need to worry about large medical bills. A good health insurance policy will pay for 100% of the costs of private hospital treatment. It will also cover specialist visits, major diagnostic tests and imaging such as MRI and CT Scans.
Life Insurance
Income Protection – Mortgage Repayment Cover
In case you are too sick to work, Income Protection and Mortgage Repayment Cove provides you with a monthly benefit that replaces a percentage of your income, so you can keep on top of debt and living costs. A Mortgage Repayment Policy is an alternative which can simply cover your ongoing mortgage repayments or a percentage of your income.
In case you become terminally ill or die, Life Cover will ensure that in the event of your untimely death (or becoming terminally ill) a lump sum payment will be available. This payment will allow you to provide for your spouse/family by ensuring their financial security.
Redudancy Cover
In case of unfortunate circumstances if you were made involuntarily redundant, Redundancy Cover will provide you with a monthly payment to help pay for your living expenses like mortgage repayments, bills, groceries etc.
Trauma Cover
In case you suffer major health condition, Trauma insurance pays a lump sum upon diagnosis or suffering one of the covered serious conditions, regardless of whether or not you are able to perform your normal duties of work. A good trauma policy will cover over 40 major health conditions, with most claims coming from “the big three” (serious cancer, heart disease & stroke).
Total & Permanent Disability Cover
In case you are unable to ever work again, Total & Permanent Disablement (TPD) Insurance pays a lump sum in the event that you’re unable to ever work again ¬totally and permanently disabled.