About Joyce Ram

Bringing you the best home loan result and experience

A home loan is one of the biggest financial commitments you’ll make.

With over 15 years of working within the banking industry, Joyce feels passionate about helping customers with their home loan requirements, ambitions and dreams. She can help whether you’re a first home buyer, looking to upsize (or downsize), building or looking to refinance and has the expertise to simplify even the most complex of applications be it a Family Trust or LTC.

Joyce will work with you and talk you through the process in a simple, easy to understand manner and help you identify and work towards your property goals. She would love the opportunity to work with you to get the best home loan result and experience for you and any friends or family members. 

Get in touch – She’d love to talk with you.

Get In Touch

Call Joyce

021 203 0040

Email Joyce

By Appointment

1/34 Cavendish Drive, Manukau.

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