First Home Buyers checklist
- 3 Months worth of all bank statements (Savings account, account where salary is credited into, Credit cards
- 3 Months’ worth statement for all debts you may have (Eg – Car Loan, Gem Visa, Q Card & After pay, etc)
- 3 Most recent payslips if you are working as a PAYE
- Passport for ID
- Kiwi Saver (Written confirmation from your Kiwi Saver provider as to how much you can withdraw. There is a TAB that has all provider’s details to contact them
- If you are self-employed (2 years full financials & IR3 & IR4 will be required) This can be provided by your accountant
Refinance or consolidate loans
- 3 Months worth of all bank statements (Savings account, account where salary is credited into, Credit cards
- 3 Months’ worth statement for all debts you may have (Eg – Car Loan, Gem Visa, Q Card & After pay, etc)
- 3 Most recent payslips if you are working as a PAYE
- Passport for ID
- 6 Months worth of Home Loan Statement that you wish to refinance
- If you are self-employed (2 years full financials & IR3 & IR4 will be required) This can be provided by your accountant
Construction Loan Requirements
- 3 Months worth of all bank statements (Savings account, account where salary is credited into, Credit cards
- 3 Months’ worth statement for all debts you may have (Eg – Car Loan, Gem Visa, Q Card & After pay, etc)
- 3 Most recent payslips if you are working as a PAYE
- Passport for ID
- If you are self-employed (2 years full financials & IR3 & IR4 will be required) This can be provided by your accountant
- Floor Plans & Specification
- Fixed Price contract